Services for Physicians

Human Life Value

The human life value calculator helps you assess the financial loss your family would incur if you were to die today. The calculator provides only a rough estimate of your human life value, which can factor into how much insurance you need...

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Life Insurance

When purchasing life insurance, the question really isn’t how much you need, but how much capital your family will need at the time of your death, which depends on two variables...

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For Practicing Physicians

As a doctor, your main focus is helping your patients. You don’t have time to worry about money, especially with a schedule that barely allows you enough time to see your own family. Fortunately, we recognize the demands placed on physicians and guide you through the challenges you’re faced with. The result? A custom-tailored strategy designed just for you.

Retirement Planning

Retirement planning for physicians is vastly different from the general working population. For one thing, most people fresh out of college start saving for their Golden Years with a 401(k) or Roth IRA in their early 20s. Being a doctor, your career likely didn’t really get going until your early 30s due to the many years of medical school and residencies. The bottom line is that you missed out on a decade of retirement savings and you need to play catch-up. It can be done! We can match you with the best retirement plan that allows you to maintain your existing lifestyle and still establish a very nice nest egg for retirement.

Asset Protection

Wealth erosion over the years is nothing you want to witness. We can help you preserve your wealth now so you’re protected from liability claims, lawsuits, bankruptcy and divorce. We employ a variety of legal and financial techniques designed to discourage other parties from threatening your assets through protection of your wealth, savings, real estate, investments, and future income.

Tax Planning Strategies

Many factors go into a comprehensive financial plan when it comes to income taxes. You may be curious as to what your investments should be now, and what they should be in the future. How will you take out the funds when you need them most? We know little used tax deductions the average taxpayer misses. Don’t pay unnecessary taxes to the IRS; save that for your children’s education, donate to charity or invest in a big-ticket item.

Estate Planning

Coming up with a solid estate plan involves documenting everything at all times in order to come up with a strategy for asset transfer. Our team will review your assets and show you how to protect your future income, taking into consideration your beneficiaries and how they will be affected by your decisions.

Education Planning

Saving for college is huge, but it doesn’t have to be overwhelming. Considerations include potential for growth, risk assessments, tax issues, ownership and control, as well as the fees and expenses attached to them. As education costs increase, you might pay three times the amount you are now when your kids finally do go to college. You need flexibility on your side.

Debt Management

Let us help you manage your medical school loans and make wise choices in the future about how to manage your student debt. Early management of educational loans is imperative to stay on top of things.


The success of your practice hinges on how well you manage your livelihood. We can provide professional liability insurance that will protect your reputation and your practice. We can sit down with you and go over the differences between your many coverage options for peace of mind. Here are the most common types of insurance plans we work with:

  • Long-Term Care
  • Malpractice Insurance
  • Home and Auto Insurance
  • Life Insurance
  • Business and Building Insurance
  • Disability Insurance
  • Workers Compensation
  • Business Overhead Insurance

Employee Benefits

Attracting and retaining knowledgeable employees certainly contributes to the success of your office. Lucrative compensation packages with the best health insurance, life insurance, vacation time and 401(k) plans is imperative if you want the best of the best. These solid plans can help you strengthen employee loyalty so you can exceed your goals as a physician and theirs as loyal employees. Here are some of the insurance benefits we address:

  • Group and Individual Health Plans
  • Dental
  • Vision
  • 401(k)
  • Employer Paid Benefits and Voluntary Benefits
  • Short- and Long-Term Disability
  • Life insurance
  • Long-Term Care

Charitable Planning

With our comprehensive legacy planning and charitable gifting services, you can feel good about making a valuable contribution to the community. And with so many options available to you, you can manage a private family foundation with a cause you are passionate about, or even support your favorite local or global charities.

Rely on Atlantic Financial Group to manage all of your financial planning needs.

Neither Atlantic Financial Group nor any of its professionals, offer tax, legal or accounting advice. Please consult your individual advisors regarding your particular situation.